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Annuities. Yes, you read that right. I am writing about one of the most hated words in all of retirement. For those of you who have had a bad experience with annuities in the past, or have misgivings towards them, I invite you to give me a chance to

I’m talking about 10 myths that exist regarding the US national debt. The general theme for this was derived from a video that was done by Anthony Davies of Duquesne University. It was done about two and a half years ago. However,  this blog post has been adapted to

Social Security was brought about in 1935 by President Roosevelt as part of the New Deal with America. At this time, it was an insurance against living too long. At that time, the average life expectancy was only age 62. You could not start taking benefits until age 65.

When I was in my early 30s, I was living in Las Vegas and one of my friends was an insurance salesman. He had come to my office and started talking to me about disability insurance. At the time, I was very uneducated on disability insurance. It had always

Back when I was in my late 20s, my son and I had been invited on a campout with a group from our church. I was living in Las Vegas at the time, and then my son was only about two or three years old, so he could walk,

For those of you who are new to this concept, let me give you a quick overview of what I’m talking about when I talk about the tax deferred bucket. In our retirement planning, we do a basic three bucket system. We have the taxable bucket. We then have