We look forward to meeting you
As Retirement Risk Advisors, we are here to help you secure a retirement that is risk-free by giving you access to the educational tools you need. The process begins with an initial complementary consultation with Dave Spence, one of our certified Retirement Risk Advisors. In this meeting, you will have the chance to have your retirement questions answered, learn about risk-based retirement planning, and how to attain your safe, risk-free retirement.
Fill out the form below to schedule your complementary consultation ($400 value).
Dave Spence, CPA, CFP
Dave Spence, founder and Managing Member of Palladium Wealth Management, LLC, a Registered Investment Advisory firm, is a CPA, a Certified Financial Planner®, a Chartered Life Underwriter and a Personal Financial Specialist. Dave specializes in estate planning, tax planning, business succession planning and personal financial planning for affluent individuals and small business owners.
A graduate of Miami University (Ohio), Dave served 6 years in public accounting, 18 years with AXA Advisors, LLC and nearly 15 years with former broker dealer LPL Financial. A featured speaker at numerous educational conferences, he also served as President of the Northern Chapter of the Virginia Society of CPAs from 2002-2003. He has been named several times by Virginia Business Magazine as a "Super CPA" (Personal Financial Planning Division) based on nominations and votes of other CPAs throughout Virginia.
David George Spence holds Life Insurance licenses in the following states: VA (domicile and principal place of business), FL, MD, CA, CO, NC, OH, PA, & SC.
In 2010, David Spence was accepted into the nation's most exclusive group of financial advisors - Ed Slott's Master Elite IRA Advisor Group® Ed Slott's Elite IRA Advisor Group™ is a group of financial advisors dedicated to solving the country's biggest and most complex financial problem - effectively managing the distribution of assets from Individual Retirement Accounts (IRAs).