What is the correct withdrawal rate for my retirement?
I’m going to answer a question that far too many retirees don’t know the answer to, ‘what is the correct withdrawal rate for my retirement?’ The question regarding withdrawal rates and retirement dates back decades. Since traditional retirement plans were brought about in the 1970s, people have sought to find
The fiscal gap in America
Preface My goal is to share ideas and concepts you’re not going to hear talked about by the majority of mainstream financial advisors. I’m not doing this because I’m trying to be contradictory to what other advisors teach. I’m doing it because my research has shown that if you
Picking the right state for retirement
When it comes to picking a place to live in retirement, taxes very seldom hit the top five reasons of any published list. In fact, the top five reasons most people choose to live where they do in retirement are the following: Number one is neighborhood safety. Retirees want
Roth Conversions and what you should consider before you start
If you’ve followed me for any length of time, you know that the best thing I believe most people can do for their future retirement is to do a Roth conversion and do it sooner than later. The main reason I like Roth conversions so much is because we’re
Long Term Care
Most people don’t realize that a long-term care event is one of the biggest risks they face in retirement, and that if it isn’t addressed, it can completely destroy an otherwise well-planned out retirement. You may be asking, is this really true? And if so, why? The answer to
Better Understand Annuities
Annuities. Yes, you read that right. I am writing about one of the most hated words in all of retirement. For those of you who have had a bad experience with annuities in the past, or have misgivings towards them, I invite you to give me a chance to