Does My Retirement Need an Emergency Fund?
Saving emergency funds is not something you are unfamiliar with. During the working years, everyone encourages six months of living expenses put aside. This advice does not stop in retirement. You may experience many of the same potential emergencies that require access to that savings. However, in addition, during
A Retirement Strategy Offering Both Savings and Income
In economic uncertainty, finding answers that provide both savings and an income during retirement becomes challenging. While you try to recover from a downturn, so are companies. And history speaks for itself: employee retirement programs are usually the first cut. This was seen after the Great Recession when corporations
HSA: A 401(k) for Healthcare Costs
Not your typical retirement account, a Health Savings Account allows you to set money aside to pay for qualifying medical expenses. Being able to contribute now will make retirement easier later. Good news: Contributions are tax-deductible AND never expire! Here’s why you should consider an HSA. A tax break
How Are Social Security Benefits Calculated? Situationally, of course!
A home cannot be sold unless the foundation is sturdy, correct? A retirement portfolio cannot succeed without a solid foundation as well. For retirement, that foundation is Social Security, and SS is typically 40% of a retiree’s income. Like a home, each person’s benefits will vary. No situation is
Keeping Your CPA Status in Retirement
As your retirement nears, you may be ready to also retire your CPA status. But keeping your credentials after retirement may open doors you haven’t thought of. Maintaining your CPA status after retirement allows for a host of opportunities. If you ever want to offer services such as tax
Past, Present, & Future of Market Volatility
Every up has a down, every down has an up. Lulls and downturns in trade are cyclic norms—something our stock market is no stranger to. Historically speaking, the global market sees a downturn approximately every 10 years. Since retirement has been left to individuals to figure out, a lot