Picking the right state for retirement
When it comes to picking a place to live in retirement, taxes very seldom hit the top five reasons of any published list. In fact, the top five reasons most people choose to live where they do in retirement are the following: Number one is neighborhood safety. Retirees want
Roth Conversions and what you should consider before you start
If you’ve followed me for any length of time, you know that the best thing I believe most people can do for their future retirement is to do a Roth conversion and do it sooner than later. The main reason I like Roth conversions so much is because we’re
Long Term Care
Most people don’t realize that a long-term care event is one of the biggest risks they face in retirement, and that if it isn’t addressed, it can completely destroy an otherwise well-planned out retirement. You may be asking, is this really true? And if so, why? The answer to
Better Understand Annuities
Annuities. Yes, you read that right. I am writing about one of the most hated words in all of retirement. For those of you who have had a bad experience with annuities in the past, or have misgivings towards them, I invite you to give me a chance to
10 Myths Regarding the US National Debt
I’m talking about 10 myths that exist regarding the US national debt. The general theme for this was derived from a video that was done by Anthony Davies of Duquesne University. It was done about two and a half years ago. However, this blog post has been adapted to
Social Security – Two main risks that face your retirement
Social Security was brought about in 1935 by President Roosevelt as part of the New Deal with America. At this time, it was an insurance against living too long. At that time, the average life expectancy was only age 62. You could not start taking benefits until age 65.